Practice Management

July 13, 2026

16 min read

By Albert Wong, PhD · Clinical Psychologist

The Best EHR for Mental Health Private Practice (2026)

The short answer

For an insurance-heavy practice, TherapyNotes has the cheapest claims and 24/7 phone support. For the mainstream default with the biggest user base, SimplePractice. For a clinic that mixes therapy with other disciplines, Jane. For a solo or small-group therapist who wants AI notes included at the lowest all-in price, Practice Harbor at $19/month (free for pre-licensed clinicians), with Carepatron as the cheapest generalist.

Every "best EHR" list on the internet is written by one of the EHRs. This one is too. I'm a clinical psychologist and I built Practice Harbor, so read this with that bias in mind. What I can offer is published prices with dates, the add-on math written out, and plain sentences about where other products beat mine. Competitor prices and features below were checked on each vendor's own pricing page in September 2026. Plans change, so verify before you sign.

"Best" mostly comes down to three questions. Do you bill insurance, and how much? Are you solo or building a group? And do you want AI help with notes? Answer those and the shortlist picks itself.

Therapy EHR comparison at a glance

Prices as of September 2026, monthly billing, for one licensed clinician with AI notes and telehealth. Per-claim and card-processing fees are extra everywhere. Introductory discounts are left out.

EHRSolo price, all-inAI notesInsurance claimsTelehealthClient portalBest forNot ideal if
Practice Harbor (ours)$19/mo licensed; $0 pre-licensedIncluded25¢ per claim, 15¢ per eligibility checkIncludedIncludedSolo and small-group therapists who want AI notes without an add-on; associates and supervisorsYou prescribe (no e-prescribing) or want a decade of track record
SimplePractice$84/mo (Starter $49 + Note Taker $35)Note Taker $35/mo or Care Aide $59/moFrom $0.39 per claim starting Oct 1, 2026Included (group telehealth on Plus, $99)Included, web and mobile appThe mainstream default; practices that want the largest user base and an ePrescribe add-onYou are price-sensitive once add-ons stack up
TherapyNotes$109/mo (Solo $69 + TherapyFuel $40)TherapyFuel $40/mo per clinician14¢ per claim, ERA, or eligibility requestBasic included; Premium +$15/moIncludedInsurance-heavy practices and groups with billers and schedulersYou are solo, cash-pay, and want AI notes on a small budget
Jane$94/mo (Practice $79 + AI Scribe $15); +$20 for insurance billingAI Scribe $15/mo per practitioner (5 free notes)Insurance billing add-on $20/mo1:1 included; group +$15/moIncludedMultidisciplinary clinics where therapy sits beside physio, chiro, or massageYou run a therapy-only practice that bills insurance heavily
Sessions Health$84/mo ($39 + AI Assist $35 + telehealth $10)AI Assist $35/mo per practitionerFrom $0.25 per claim, $0.15 per eligibility report$10/mo per practitionerIncludedLean solo practices; groups with several admins (unlimited free administrators)You want AI notes and telehealth without two add-ons
Carepatron$39/user on Plus billed monthly ($31 billed yearly); $0 free tierIncluded (token-capped on Free)From $0.25 per claim on paid plansIncludedIncludedBudget-first practices and clinics outside therapyYou want software built only for therapy workflows

Want your own number instead of mine? The EHR cost calculator assembles the monthly total for your practice shape from published pricing, add-ons included, and says so plainly when a competitor comes out cheaper.

The options, one at a time

SimplePractice: the default, for a reason

The market leader: a polished interface, a client portal with its own mobile app, a template library, measurement-based care on every plan, and a large community of therapists who already know it. Plans are $49 (Starter), $79 (Essential), and $99 (Plus) a month. AI notes are an add-on: Note Taker at $35/month, or Care Aide at $59/month, which bundles Note Taker with session and treatment-planning tools. ePrescribe is $49/month plus an $89 setup fee. Group appointments and group telehealth are Plus-only.

Insurance pricing is changing: starting October 1, 2026, claims start at $0.39 each on every plan and the free monthly claims on Essential and Plus go away. If you want the path most colleagues took and can price the add-ons, it is a defensible choice. (More: SimplePractice alternatives and the full comparison.)

TherapyNotes: the insurance workhorse

Built only for behavioral health, with the cheapest insurance pricing on this page: 14¢ per electronic claim, ERA, or eligibility request. Solo is $69/month; groups pay $79 for the first clinician and $50 for each additional one, and non-clinical staff seats are free. Support is by phone and email around the clock, and they import your client data from another system at no charge. AI notes come from TherapyFuel, a $40/month-per-clinician add-on. Basic telehealth and a client portal are included. For a practice that lives on claims, or a group with a biller and a scheduler, run their numbers seriously. (More: TherapyNotes alternatives and the full comparison.)

Jane: built for clinics

Excellent scheduling and online booking, designed for multidisciplinary clinics. The $54 Balance plan caps you at 20 appointments a month, so most working therapists land on Practice ($79, one full-time practitioner included) or Thrive ($99, which adds room and equipment scheduling). AI Scribe is $15/month per practitioner after five free notes, group telehealth is $15/month, and US insurance billing is a $20/month add-on. If therapy is one service among several in your clinic, Jane fits that shape best. (More: Jane App alternatives for therapists.)

Sessions Health: the lean value pick

Therapist-focused and priced under the big two: $39/month with unlimited clients, $29 for each additional practitioner, and administrators free. The catch is that the things many therapists now expect are add-ons: telehealth is $10/month and AI Assist is $35/month per practitioner. Claims start at $0.25 and eligibility reports cost $0.15. A Freemium plan covers up to three clients, which is enough to try it or to carry a very small caseload. (Switching away? Here's the guide.)

Carepatron: the budget generalist

A general practice-management platform used across many health professions. The free plan includes telehealth, a client portal, and an AI scribe, capped at 1GB of storage and 1 million AI tokens, and it has no electronic claims. Plus is $39 per user billed monthly ($31 billed yearly) and Advanced, which adds roles and permissions, is $49 ($39 yearly). Its pricing page currently leads with a 50%-off-for-six-months promo, so budget for the regular rate. Paid plans file claims from $0.25 and include ePrescribe as a $39/month add-on. It is genuinely cheaper than most of this list; the trade is that therapy documentation is one use case among many rather than the whole design. (More: full comparison.)

Practice Harbor: therapy-first, AI notes included (ours)

Discount this section for bias. Practice Harbor drafts a progress note from a recorded session, a dictation, or a few typed lines, in SOAP, DAP, BIRP, GIRP, or your own template, and nothing is filed until you review and sign it. The same system runs scheduling and online booking, browser telehealth, the client portal and secure messaging, intake packets with e-signature, scored measures, treatment plans, and electronic claims.

Pricing: $0 for pre-licensed clinicians, $19/month for a licensed solo clinician, and $39/month for a practice (your own licensed seat included) plus $19/month per additional licensed clinician. Pre-licensed associates stay free on every plan. Insurance is usage-priced at 25¢ per claim (ERA posting included) and 15¢ per eligibility check; card processing is 3.15% + 30¢.

Where it's the wrong choice: you need e-prescribing (we don't offer it yet), you want an AI receptionist or phone answering (we don't have one), or you want software with a decade of track record. We're the youngest product here. And at high claim volume, TherapyNotes' 14¢ claims beat our 25¢.

Best EHR for a solo practice vs a group practice

Solo. Your time is the scarcest resource, so the questions are how long notes take and what the whole stack costs. A solo clinician with AI notes and telehealth pays, before per-claim fees, $19 on Practice Harbor, $39 on Carepatron Plus, $84 on SimplePractice Starter with Note Taker or on Sessions Health with AI Assist and telehealth, $94 on Jane Practice with AI Scribe, and $109 on TherapyNotes with TherapyFuel. If you don't want AI notes at all, Sessions Health at $39 and SimplePractice Starter at $49 get cheaper, and TherapyNotes at $69 becomes easier to justify if you bill insurance.

Group. Now per-seat pricing and roles matter more than sticker price. TherapyNotes charges $79 for the first clinician and $50 per additional one, with non-clinical staff free. Sessions Health adds practitioners at $29 with unlimited free administrators. SimplePractice adds clinicians starting at $74 each on Plus. Jane adds full-time practitioners at $35 on Practice ($17.50 part-time). Carepatron is priced per user, and roles and permissions are on Advanced. On Practice Harbor, an owner with three licensed clinicians and two associates pays $96/month, with AI notes included for all six.

If you supervise pre-licensed clinicians, check how each vendor prices them. Most charge a full seat. On Practice Harbor they are free, with note co-signing, a supervision dashboard, and hours logging.

Cheapest EHR for therapists, including free tiers

"Free" means different things on each platform, so here is what each free tier actually covers as of September 2026:

  • Practice Harbor, pre-licensed: $0 with every feature, including AI notes and supervisor co-sign. Insurance usage (25¢ per claim) and card processing still apply.
  • Carepatron Free: $0 with unlimited clients, telehealth, portal, and AI scribe, capped at 1GB of storage and 1 million AI tokens, with no electronic claims.
  • Sessions Health Freemium: $0 for up to three clients and one practitioner.

For a licensed clinician on a paid plan, the lowest all-in prices with AI notes are Practice Harbor at $19/month and Carepatron Plus at $39 ($31 billed yearly). Always compare the assembled total: a $69 EHR with a $40 AI add-on is a $109/month bill. More on what free really costs in free EHR for therapists.

What a mental health practice needs that generic EHRs miss

Generalist platforms are fine at scheduling and invoices. The differences show up in the clinical work:

  • Note formats. SOAP, DAP, BIRP, and GIRP, plus intake notes and treatment plans whose goals flow into progress notes. If you use AI, check that the draft follows your format and that nothing files without your signature.
  • Measures. PHQ-9, GAD-7, and similar instruments sent to the client, scored automatically, and charted over time. SimplePractice includes measurement-based care on every plan, and Practice Harbor includes scored measures that can recur on a schedule.
  • Couples and family. Ask how a couple is charted. On Practice Harbor the couple or family has its own chart with its own notes and billing while each member keeps a personal chart, and intake goes to each member separately. Some systems attach the partner to one client's record, which gets messy when one partner starts individual work.
  • Supervision. Pre-licensed clinicians need co-signing and, often, claims filed under a supervisor's credentials. Confirm both before you move associates onto a system.
  • Telehealth. Browser-based with a waiting room, and group or couples sessions where members join from different places. Group telehealth is an extra on Jane and Plus-only on SimplePractice.
  • Minors. Guardian access to the portal and intake routed through the guardian.
  • A BAA at every tier, including for any AI features, and a clear answer on whether session audio is used to train models.

How to choose, and how to switch

Before you commit, check these six things. Every vendor publishes enough to answer them:

  1. The assembled monthly price with the add-ons you will actually use, not the sticker price.
  2. Per-claim, eligibility, and card-processing fees at your volume.
  3. A BAA included at your tier.
  4. Free, complete data export. Test it before you need it.
  5. The therapy workflows you use: groups, couples, measures, supervision.
  6. How you get support, and how fast.

Then trial your top two with realistic work: write three notes, schedule a recurring client, send an intake packet to yourself, and, if you bill insurance, run an eligibility check. Most trials run 30 days (SimplePractice, TherapyNotes, and Sessions Health all offer one). Jane offers a demo account instead of a trial.

Switching is less work than it used to be. Export everything from your current EHR first, move clients over between sessions rather than mid-week, and keep read access to the old system until your first claims clear on the new one. TherapyNotes imports your data for free; Practice Harbor imports client demographics, notes, treatment plans, and documents from a previous EHR's export, and exports everything again in open formats at any time. Step-by-step: switching from SimplePractice and switching from Sessions Health.

The decision, compressed

  • Insurance-heavy practice, reliability first: TherapyNotes.
  • Want the mainstream default and will pay for it: SimplePractice.
  • Multidisciplinary clinic: Jane.
  • Cheapest generalist, or a free tier to start: Carepatron.
  • Solo, simple, and no AI needed: Sessions Health.
  • Notes are your bottleneck, or you're pre-licensed or supervising: Practice Harbor. The AI notes are included rather than a $35–$40 add-on, and pre-licensed clinicians are free.

Albert Wong, PhD, is a clinical psychologist and the founder of Practice Harbor.

Frequently Asked Questions

What is the best EHR for a mental health private practice?

It depends on insurance volume, practice size, and whether you want AI notes. As of September 2026: TherapyNotes for insurance-heavy practices (14¢ claims, 24/7 phone support), SimplePractice as the mainstream default ($49–$99/month plus add-ons), Jane for multidisciplinary clinics, and Practice Harbor for solo and small-group therapists who want AI notes included at $19/month, free for pre-licensed clinicians.

What is the best EHR for a solo therapist?

For a solo clinician with AI notes and telehealth, the all-in monthly price as of September 2026 is $19 on Practice Harbor, $39 on Carepatron Plus, $84 on SimplePractice Starter with Note Taker or Sessions Health with AI Assist and telehealth, $94 on Jane Practice with AI Scribe, and $109 on TherapyNotes with TherapyFuel. If you bill a lot of insurance, TherapyNotes’ 14¢ claims can offset its higher base price.

What is the cheapest EHR for therapists?

For a licensed clinician who wants AI notes, Practice Harbor at $19/month and Carepatron Plus at $39/month billed monthly ($31 billed yearly) are the lowest all-in prices as of September 2026. Compare the assembled total rather than the sticker price: a $69 plan with a $40 AI add-on is a $109 monthly bill.

Is there a free EHR for therapists?

Yes, with limits. Practice Harbor is free with every feature for pre-licensed clinicians. Carepatron’s free plan includes telehealth, a portal, and an AI scribe, capped at 1GB of storage and 1 million AI tokens, with no electronic claims. Sessions Health’s Freemium plan covers up to three clients. Per-claim and card-processing fees apply wherever you bill.

Which therapy EHR is best for insurance billing?

TherapyNotes has the lowest published claim pricing as of September 2026, at 14¢ per electronic claim, ERA, or eligibility request, plus 24/7 phone support. Practice Harbor charges 25¢ per claim with ERA posting included and 15¢ per eligibility check. Sessions Health and Carepatron start at $0.25 per claim, and SimplePractice claims start at $0.39 from October 1, 2026.

Which therapy EHRs include AI progress notes?

As of September 2026, Practice Harbor includes AI notes on every plan and Carepatron includes an AI scribe (token-capped on its free plan). Others charge per clinician: SimplePractice Note Taker $35/month, TherapyNotes TherapyFuel $40/month, Sessions Health AI Assist $35/month, and Jane AI Scribe $15/month after five free notes.

What features should a therapy EHR include?

A signed BAA at every tier, progress notes in the formats you use with signing and locking, treatment plans, scheduling with reminders, telehealth, a client portal with intake forms and e-signature, scored measures, insurance claims or superbills, and a free, complete data export. Add supervisor co-sign if you are pre-licensed or supervise, and separate couple and member charts if you see couples or families.

How hard is it to switch therapy EHRs?

Mostly a matter of order. Export everything from your current system first, move clients between sessions, and keep read access to the old EHR until your first claims clear on the new one. TherapyNotes imports client data for free, and Practice Harbor imports demographics, notes, treatment plans, and documents from a previous EHR’s export.

See Where the Hour Goes

Scheduling, notes, telehealth, portal, and e-claims in one place, with AI documentation built in rather than bolted on.

Related articles